Tell us your contract value and our AI engine instantly matches you with the best factoring company — tailored to your industry, size, and needs. No paperwork. No waiting. Just the right partner.
Quick Start
Enter your contract or LoA value to see estimated factoring options.
Who It's For
TranXact Capital is purpose-built for everyone involved in the invoice factoring value chain — from SMEs who need liquidity, to contract awarders who need visibility, to factoring companies seeking quality deals.
You perform contracts for government agencies, GLCs, or corporations and need working capital fast — without waiting 90–120 days for payment.
Government agencies, GLCs, and public-listed companies that award contracts. They verify and approve invoice assignments through a transparent, digital workflow.
Licensed factoring entities that receive quality invoice deals matched to their credit appetite, preferred industries, and risk tolerance through the platform.
How It Works
No paperwork, no waiting. Our AI-powered platform matches you with the right factoring company in minutes.
Enter your contract value, industry, and basic business details. It takes less than 2 minutes.
Our matching engine instantly scores and ranks factoring companies based on your profile, industry, and financing needs.
Choose your preferred partner, submit your company details and documents, and your application goes directly to them for review.
Platform Features
Purpose-built tools for every role in the invoice factoring ecosystem, backed by intelligent automation.
Automatically matches approved invoices to the most suitable Factoring Company using a multi-factor scoring algorithm — invoice size, vendor credit, industry, and risk appetite.
Rule-based credit scoring engine evaluates Vendors and Contract Awarders across 7 weighted factors — generating a score (0–100), grade (A–E), and risk level for every profile.
A structured state-machine workflow from draft to settlement ensures every invoice follows the correct approval path with full traceability at each stage.
Instant in-app and email notifications keep all parties informed — from invoice submission and CA approval to fund advancement and settlement reminders.
Encrypted document storage for SSM certificates, bank statements, invoice PDFs, and supporting documents — accessible only to authorised parties.
Every action — approval, rejection, assignment, funding, settlement — is logged with user, timestamp, and before/after data for complete regulatory compliance.
Why TranXact Capital
Traditional invoice factoring is slow, manual, and opaque. TranXact Capital replaces spreadsheets and phone calls with a transparent, automated digital platform.
Invoice approvals take days or weeks through email chains and manual paperwork. TranXact digitises the entire approval flow with automated notifications.
Factoring companies struggle to assess vendor risk without consistent data. Our AI credit scoring engine provides standardised, objective risk grades for every vendor.
Vendors, contract awarders, and factoring companies operate in silos. TranXact brings all three onto one platform with shared visibility and structured workflows.
Paper-based processes leave no reliable audit trail. Every action on TranXact is timestamped, logged, and available for compliance review.
With TranXact Capital
Automated workflow removes bottlenecks across all three parties.
7-factor AI scoring engine builds an objective vendor credit profile.
No more cold-calling. The AI engine finds the right factoring partner for every invoice.
Every stakeholder has real-time visibility into invoice status and assignment progress.
Vendor Eligibility
Check if your business meets the eligibility criteria to register on TranXact Capital and start converting your invoices into working capital.
Contract Awarders and Factoring Companies are onboarded by the TranXact team. Contact us to learn more.